This is a banking service for children in the age group of 1day-18 years. The guardian can open and operate the account on behalf of the minor.
Minors above 10 years of age, can independently open and operate the account

• Young Stars Account

  • Id and address proof of guardian
  • Photograph of guardian
  • Birth proof of minor
  • Declaration from guardians

The Guardian / Parent hereby undertakes that the account shall be opened and operated at all times by Guardian/ Parent for the benefit of the minor irrespective of the channel / mode of operation / account opening

1. Child initial deposit will be Rs.500/- minimum
2. Child plan charges Rs 100/- (Rs.200 fir share membership) to be deposited.
3. This Account can be Managed by the parents or guardian for children

• Higher Interest Rate of 4 % than other Bank
• Safe Investment Option
• Guaranteed Returns
• The Habit of saving money 
• Free pigmy bank & Passbook
• Free Internet Banking
• Free International Debit Card*
• Daily Withdrawal and spends of up to Rs 2,500 / 5,000
• Minimum average balance for a Savings Account is Rs.100
• Funds Transfer Facility
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(Minor Under Guardianship Account)

Except to the extent as specified in the terms and conditions contained herein, the Terms & Conditions applicable to Normal Savings Account (“Terms for Savings Account”) shall apply to Young Star Account. To the extent of any inconsistency, the terms and conditions as set out herein, shall prevail for all intents and purposes. Both the Terms for Savings Account and the terms and conditions contained herein shall collectively be referred to as the “Terms” which shall be applicable to Young Star Account (“Account”).

 Operating Accounts:

1. An account shall be opened in the name of minor u/g guardian.
2. The mode of operation, in the account will be single.
   In case of requirement of operations by both the guardian (mother and father), the operations will be on Either or Survivor basis by both the guardians., Such accounts with operations by both the guardian will be opened in accordance with the applicable laws and policies of ICICI Bank, which may be revised from time to time..

1. In case the Account is to be opened as a Fixed / Recurring Term Deposit, the Guardian/Parent is not required to have an existing normal savings account.
2. Introduction shall be of the Guardian/Parent only.