Advantages of Mortgage Loan Services:

• Risk free loan
• Simple paper work
• Easy and fast processing of loan
• Less documentations required
• Low interest rate
• Doorstep Service Facility

• Nidhi will provide loans only to its members. So, before applying, you need to be a member first opening with saving account.
• Loans to the members will be given against the Property with registered mortgage.
• In case of immovable property, the loan shall not exceed 50% to 80% of the value of the property offered as security.
• Rate of interest on loan against Property would be as per MCA, RBI & AUTHORITY OF NIDHI.
• Repayment period of such loan shall not exceed 5 years.
• The rate of interest shall be calculated on reducing balance method.
• Guarantor (one or two) is compulsory for loans.

Dhanmangalya Nidhi Limited offers easy and attractive mortgage loan schemes in India.
If you apply for property loans, the company requires some of the documents for security which includes as follows:

Applicant & Co- applicant:

• Identity proof (Ration Card, Aadhar Card, Driving License, Passport, PAN Card, Voter ID)
• Last one year bank statement latest.
• For employee latest 16no. form for last 2 years
• For business man /women, last 3 years ITR filing.
• 4 ID card size photo.
• Salary slips for 6 months.
• Light bill latest or latest tax NOC .
• For employee, company ID card xerox.
• Cancel cheque one
• Any loan statement if any of other ongoing loans
• Scrutiny charge cheque as per Nidhi stated in the name of Dhanmangalya Multipurpose Nidhi Ltd.

• 7/12 extract latest of current date within 3 months.
• Sale deed agreement with Index II OF FIRST PARTY and current party.
• Pmc/pcmc plan pass with commencement certificate.
• Latest tax receipt with TAX NOC latest.
• Allotment letter if society exist, with society noc .
• Collector NA.
• If property is in gram panchayat, 6d, 8a utara is compulsory.

The candidate who completes all the above requirements is eligible for the acquisition of mortgage loan. Contact our Branch customer support executive if you still have any doubts left and then watch your dream go live.

1. Attractive Interest Rates between 17 % to 25% as per RBI, MCA & NIDHI guidelines.
2. Doorstep Service
3. Easy documentation

1. Application from duly filled form in (with 4 id card size photograph of the entire applicant)
2. Residence and age verification, which may be established from the PAN Card, Election ID, Passport, Driver’s License and Ration card etc
3. Copy of approved plan and sanction letter from local civic authority such as pmc/pcmc.
4. Copy of collector NA Permission.
5. One / Two guarantor/s form/s and salary certificates – If guarantor is in business, copies of I.T Returns or assessment orders for the last three years are required OR 16 no. forms for permanent employee for successive 2 years.
6. Bank Statement s for the last one year.
7. Bank passbook xerox front and rear with clear photo id.
8. Latest salary slip / statement showing all deduction in case of employed applicants.
9. Certificate copies of Balance Sheets and Profit and Loss accounts, IT Acknowledgements, advance tax challans (for company / firm and personal account) for the last three years in case of self-employed applicants.

1. Copy of Present sale Deed
2. Copy of Prior Deed first owner
3. Land Tax Copy Latest with noc
4. Building Tax Copy Latest with latest noc
5. Tax Receipt
6. Sketch and Plan Copy

1. Rate of interest will depend on nidhi and may vary time to time.
2. Scrutiny charge per loan will be 4500/- initially which will be non-refundable at any cost.
3. Any costumer seeking loan in DMNL first should be the member of nidhi along with saving account in DMNL with sufficient amount of minimum. balance maintained