Features:

1. The loan period will be from minimum one month to maximum three months.
2. A person having daily income will be admissible for DMNL D.C.P.L.
3. The borrower must have saving account with DHANMANGALYA MULTIPURPOSE NIDHI LIMITED and he/she must be member of Nidhi.
4. Attractive Interests Rates from 5% to 10% flat rate.
5. Provides self-employed women financial assistance to support their business enterprises, such as raising Livestock, running local retail shops called Kirana Stores, providing tailoring and other assorted trades and services.
6. Processing fee 500/- Rs. Or 1 % of loan amount whichever is higher.
7. Daily personal loan will be starting from minimum 10,000/- to maximum 2,00,000/-.
8. Member should be share holder of Nidhi and should have saving account in dhanmangalya Nidhi ltd.
9. For the loan below 1 lakh, one guarantor is needed and above on 2 guarantors is needed for security.
10. Declaration of costumer should be made to Nidhi on 500/- stamp paper duly notarized and registered by applicant with separate cost of costumer.
11. Fails to pay daily loan will be liable to 200/- to 350/- of penalty per day