DHANMANGALYA MULTIPURPOSE NIDHI LTD
BANKING & FINANCE
APPROVED BY GOVT.OF INDIA
CIN NO : U65990PN2019LN186920
FIXED DEPOSITS SCHEMES

Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members.

Save bit-by-bit and watch your money grow in very short time. Your goals are waiting! Save when you feel like while earning good interest rates. Invest every month and be prepared for the future

  • Minimum Deposit -: Rs. 30,000 to 5 lacs only
  • Attractive Rate of Interest -: 6% to 12%
  • Nomination facility available for deposits. There can be only one Nominee for a deposit account whether held singly or jointly. A person legally empowered to operate a minor’s account can be a nomination on behalf of the minor. Applicants can make nomination by filling up the prescribed form.
    The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed For more details approach your branch
  1. Fixed deposits have a minimum deposit period of 6 months and maximum deposit period is 5 years.
  2. Minimum deposit amount for Fixed deposit is just Rs. 30,000/
  3. You can get loan against Fixed deposits up to 90% of deposit.
  4. A minor shall not be admitted as amember of nidhi.a minor deposits may be accepted in the name of a minor, if they are made by the natural or legal. guardian who is a member of nidhi.
  5. It should accept deposits from its members only. it shall not take deposit from any body corporate.it shall not enter into any partnership arrangement for borrowing or lending activities.
  6. It shall allot to each deposit holder at least a minimum of ten equity share or one hundred rupees. the deposit tunure of minimum 6 months up to 60.
  7. months.the special monthly interest rate deposit scheme starts from 01/06/2020 to 31/08/2020
  8. That the nidhi shall not repay within three months of acceptance of deposit
  9. Loan facilities are available from the fixed deposits made with dhanmangalya nidhi ltd.
  10. Cash will be accepted up to rs.20,000/- and above which all transactions will be carried out only through dd of cheque.
  11. Maturity period along with the rate of interest.
  12. In case the amount is paid after 6 months but before expiry, interest shall be reduced by 2% from the rate at which it was accepted.
  13. aAs a rule, the member must be documented as proof of identity or residence.
  14. Funds cannot be repaid within a month after the deposit is accepted
  15. Minimum FD would be of Rs.10, 000/- and further in multiple of Rs.1, 000/-16. Interest calculation yearly compound after two years.
  16. Loan eligibility – 75% of deposit the amount. interest rate- actual interest rate of deposit+2%
  17. Loss of FD receipt rs.260/- with an affidavit in rs.200 stamp paper.
  18. Rate of Interest on loan at the 18% per annum applicable.
  19. No Interest payable after Maturity period.
  20. Fixed Deposit scheme is the right option for those who wish to invest their money and get periodical income by way of interest. You can opt for monthly, half-yearly, quarterly or yearly interest payments.
  • MATURITY PERIOD ALONG WITH THE RATE OF INTEREST.
  • Nomination facility is available
  • You can get loan against Fixed deposits up to 90% of deposit
KYC Documents Required for Account Opening
Identity ProofAddress Proof
Passport, Aadhaar CardPassport,Aadhaar Card
Voter ID CardElectricity bill
PAN CardTelephone bill
Driving LicenseBank Statement with Cheque
Aadhaar CardBank Account Statement
Government ID CardCertificate/ ID card issued by
Post office 
Photo ration card 
Senior citizen ID card 
FIXED DEPOSITS SCHEMES
DMNL CHIRAYU FIXED DEPOSITS: AGE 3 TO 18 YEAR

AMOUNT RS.

6 MONTHS

(4.5%)

1 YEAR

(5%)

2 YEAR

(5.5%)

3 YEAR

(6%)

5 YEAR

(6.5%)

30,000/-

30,672/-

31,493/-

33,284/-

35,373/-

39,697/-

50,000/-

51,120/-

52,489/-

55,474/-

58,955/-

66,162/-

1,00000/-

1,26,899/-

1,04,979/-

1,10,949/-

1,17,910/-

1,32,325/-

2,00000/-

2,04,483/-

2,09,958/-

2,21,899/-

2,35,821/-

2,64,651/-

3,00000/-

3,06,724/-

3,14,937/-

3,32,849/-

3,53,732/-

3,96,976/-

5,00000/-

5,11,208/-

5,24,896/-

5,54,749/-

5,89,553/-

6,61,627/-

DMNL NARI SHAKTI FIXED DEPOSITS: AGE 30 TO 60 YEAR

AMOUNT RS.

6 MONTHS

(6%)

1 YEAR

(6.5%)

2 YEAR

(7%)

3 YEAR

(7.5%)

5 YEAR

(8%)

30,000/-

30,895/-

31,939/-

34,175/-

36,708/-

41,920/-

50,000/-

51,492/-

53,232/-

56,959/-

61,180/-

69,868/-

2,00000/-

2,05,970/-

2,12,930/-

2,27,838/-

2,44,721/-

2,79,472/-

3,00000/-

3,08,955/-

3,19,395/-

3,41,757/-

3,67,082/-

4,19,208/-

5,00000/-

5,14,925/-

5,02,693/-

5,69,595/-

6,11,804/-

6,98,681/-

 

DMNL AADHAR SENIOR CITIZEN FIXED DEPOSIT SCHEME: (AGE 60 YEAR OR MORE)

AMOUNT RS.

6 MONTHS

(7%)

1 YEAR

(7.5%)

2 YEAR

(8%)

3 YEAR

(8.5%)

5 YEAR

(9%)

30,000/-

30,895/-

32,236/-

34,768/-

37,596/-

43,400/-

50,000/-

51,739/-

53,726/-

57,947/-

62,660/-

72,333/-

1,00000/-

1,03,479/-

1,07,453/-

1,15,894/-

1,25,321/-

1,44,666/-

2,00000/-

2,06,959/-

2,14,907/-

2,31,789/-

2,50,642/-

2,89,333/-

3,00000/-

3,10,439/-

3,22,360/-

3,47,683/-

3,75,964/-

4,33,999/-

5,00000/-

5,17,398/-

5,37,268/-

5,79,472/-

6,26,607/-

7,23,333/-

DMNL धनसंचय FIXED DEPOSIT

AMOUNT RS

6 MONTHS

(6.25%)

1 YEAR

(6.55%)

2 YEAR

(6.65%)

3 YEAR

(6.75%)

5 YEAR

(7.5%)

30,000/-

30,932/-

30,162/-

33,968/-

36,041/-

41,180/-

50,000/-

51,554/-

53,257/-

56,613/-

60,068/-

68,634/-

1,00000/-

1,03,108/-

1,06,514/-

1,13,226/-

1,20,137/-

1,37,268/-

2,00000/-

2,06,217/-

2,13,029/-

2,26,453/-

2,40,274/-

2,74,536/-

3,00000/-

3,09,326/-

3,19,543/-

3,39,680/-

3,60,411/-

4,11,804/-

5,00000/-

5,15,544/-

5,32,572/-

5,66,134/-

6,00,685/-

6,86,340/-

DMNL 555 FIXED DEPOSIT

५५५ मुदत ठेव योजना 

५ वर्षे ५ महिने ५ दिवसांमध्ये दाम दीडपट तुमच्या हाती.

DMNL 777 FIXED DEPOSIT

७७७ मुदत ठेव योजना

७ वर्षे ७  महिने ७ दिवसांमध्ये दाम दुप्पट तुमच्या हाती

DMNL Government Securities

Dhanmangalya Nidhi Limited lends on securities, LIC, government certificates, for liquidity of its long-term investments. It is very easy to get a loan against securities with minimal paperwork and fast delivery. Easy installment repayment.

BANKING FACILITIES
MOBILE BANKING
ONLINE BANKING
ATM
DEBIT CARD & CREDIT CARD
MONEY TRANSFER